Why Your Business Needs a Business Owners Policy
Purchasing separate policies for liability, property, and business income insurance can be expensive and leave dangerous gaps. A BOP bundles these core protections into one single solution—a streamlined one and often at a lower cost.
Why Your Business Needs a BOP Insurance Boston MA
- Combines Property + Liability + Business Interruption in one policy
- Typically more affordable than buying separate coverages
- Built for small and mid-sized businesses
- Flexible options tailored to your industry and risk profile
- Fast claims support from local Boston agents
- Access to top-rated commercial insurance carriers
For entrepreneurs owning small businesses, this small business insurance Boston MA is the foundation of smart risk management.
What Our BOP Insurance Covers
- General Liability Insurancee
- Commercial Property Insurance
- Business Interruption Insurance
- Optional Add-Ons for Full Protection
In case of bodily injuries, property damage, or personal injury being claimed by a third party, general liability insurance Boston MA will come to your business's aid.
- Customer slips and falls
- Property damage caused by your business
- Legal defense costs and settlements
The physical assets required for the operation of your business will be protected by this property insurance for businesses Boston, no matter if you own or lease your space.
- Buildings and improvements
- Tools, equipment, and machinery
- Inventory, furniture, and office contents
Perfect for insuring the more expensive RVs and motorhomes.
In case your business gets interrupted due to a covered loss, our business interruption insurance Boston helps replace lost income and pay ongoing expenses.
- Payroll and employee wages
- Rent or mortgage payments
- Vendor and operating costs
A BOP can be amplified to your particular risk with add-ons such as:
- Cyber risk insurance
- Professional liability coverage
- Equipment breakdown insurance
- Commercial auto insurance add-ons
- Data breach and digital asset insurance
- Crime and employee dishonesty insurance
- Outdoor sign and glass coverage
Who Needs a Business Owners Policy?
A BOP is particularly advantageous for:
Retail shops and fashion stores
Restaurants, coffee shops, and food services
New ventures and small enterprises
Traffic and building specialists
Owners of rental properties
Medical spa and fitness center
Ecommerce and online service businesses
Real estate offices
IT companies and advisors
When you're searching for business insurance near me, our BOP insurance services are the best and the most economical choice.
Benefits of Choosing a Business Owners Policy
The reason business proprietors because we go beyond quoting policies; we help manage risk.
Advantages of Collaborating with Goll Insurance
- A single reasonable policy comprising the most important operational risks
- Aid in satisfying the insurance requirements of landlords, lenders, and vendors
- Reduces coverage gaps between separate policies
- Access to multiple commercial carriers for competitive pricing
- Coverage customized for particular industry-related hazards
- Local support for claims, COIs, renewals, and policy management
How Much Does Business Owners Policy Cost?
BOP pricing depends on numerous factors, like:
- Business nature and its associated risk
- Geographic location and nature of the building
- Staff size
- Value of machinery and stock
- History of claims
- Optional coverages added
Typical BOP Costs in Boston:
On average, small businesses would be paying within the range of $600–$2,000 yearly, based on their size and types of operations.
Our team will guide you on options to choose from and assist you in striking a balance between the cost and the necessary protection.
Our Process
Business Risk Assessment
Understand your operations, assets, and exposures
Compare Top Carriers
Analyze several quotes for cost and protection
Customize Your BOP
Determine limits and features that suit your company
Bind Your Policy
Quick and smooth onboarding
Ongoing Support
Claims assistance, COIs, renewals, and notifications
What Boston Business Owners Say
“Goll Insurance found the perfect BOP for my retail store.”
Georgia Holden
Senior Marketer
“Affordable and easy — highly recommended for small businesses.”
Hayden Welch
Designer
“Their team explained every part of the policy clearly.”
Lucas Azevedo
Developer
Frequently Asked Questions
